Payday Loan Rates

Payday loan rates are under major scrutiny. I do not intend to break down the rates for each state, nor will I go into the legal ramifications if a company is caught charging higher rates within a specific state. There was a past comment on an article that outlines the rates in each state. There [...]

Payday Loan Brokers

Payday loan brokers are individuals or companies that serve as the mediator between the client and the direct lender. A broker is responsible for passing the names and information of applicants to a group of lenders, who in turn compete for their business; or at least that is what some brokers advertise. Payday loan brokers [...]

Payday Loan & Direct Lenders

Did you know that most of the payday loan companies on the internet (or those that you can find doing searches) are not direct lenders? Based upon the information I found, the majority of the direct lenders in this industry count on brokers. We will talk a little more about pay day loan brokers in [...]

Payday Loans

I have made a decision to write a few articles about the payday loan industry. In these series of articles, I intend to write about the legal aspects of loaning money against future paychecks. I also plan on writing about the following: Direct lenders Payday loan brokers Online payday loan companies Storefront Companies The 24 [...]

Medical Receivable Factoring Companies

Medical factoring is a financing tool that provides doctors, physicians and other medical professionals’ instant cash against their accounts receivables. These companies will buyout invoices and liens for a percentage of the total amount of the receivable. Medical receivable factoring companies advertise they will purchase billings at a discount of the face value of the [...]

Why Do Insurance Companies Make Bad Offers

A good friend of mine, who happens to be a paralegal at a personal injury firm in Virginia, was involved in a motor vehicle accident about 6 months ago. I won’t go into details about the firm but they have a decent reputation and certainly would have been willing to take his case from the [...]