Life Settlement: Legal Aspects of Selling an Insurance Policy

A life settlement can be defined as the sale of an existing insurance policy by a policy holder. The policy holder may consider the sale of their insurance policy because they no longer need the policy, need money for family reasons or no longer can pay the premiums on the policy. Over the last several [...]

Just Walk Away

By Andrew M. Apfelberg, Rutter Hobbs & Davidoff Whether an acquisition, lease or contract with a vendor, every business transaction has its own particular pacing that develops. It is important to maintain that pace in order to effectively take the transaction from concept to signed agreement. However, when the parties involved focus exclusively on maintaining [...]

Penny Wise and Pound Foolish:

“Saving Costs” During Contract Formation Can Mean Big Litigation Bills Later By Andrew M. Apfelberg, Rutter Hobbs & Davidoff In today’s uncertain financial climate, many businesspeople have deliberately avoided involving their attorneys in the negotiation and documentation of deals. Reasons given have included, “Well, it is not that big of a transaction,” or, “It seems [...]

Texas DWI Laws

According to the National Highway Traffic Safety Administration, in 2006 Texas had 1,400 alcohol-impaired driving fatalities, which was 39.6% of all the traffic fatalities for that year. Then in 2007 there were 1,292 alcohol-impaired fatalities, which was 38.4% of all traffic fatalities that year.  In both 2006 and 2007 Texas had more alcohol related traffic [...]